I was fishing a couple of weeks ago with two bankers who have seen numerous booms and busts in the economy. They recalled being young bankers starting out in the industry. They were being mentored by an experience banker. One day this banker turned to one of the young bankers. He said, “J., leverage is a
“Many companies own the land and buildings necessary to conduct the day-to-day operations of their business. Oftentimes this valuable asset is included in traditional bank financing packages as the cornerstone of the credit facility. As long as the business progresses as the bank deems appropriate, and all loan and debt service coverage covenants remain in
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