lending

Tag: lending

How to Get a Loan When Banks Aren’t Lending

You need capital, but you’re having trouble securing the financing you need.  So how to get a loan when banks aren’t lending? This situation reminds me of the famous NBC Television show, “The Office”, the hilarious documentary-style show that comments on the life of a standard corporate office. If you haven’t seen the show, I’d

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Bank Lending Cycle: Cracking the Code

So your cash is tight and your loan renewal is approaching, but sales are picking up and you need additional capital to keep up the pace.  You approach your banker about increasing your line or obtaining new financing and they aren’t willing to take the risk. What now? This isn’t a new story. In fact, if you’re in finance, either

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What Lenders Look At?

See Also: Relationship With Your Lender What Does a Lender Want to Know Don’t Tell Your Lender Everything Due Diligence on Lenders Finding the Right Lender What Lenders Look At? I recently spoke to students at the University of Houston in the Wolff Center for Entrepreneurship on the topic of Dealing with Lenders. During the

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Choosing a Bank

See Also: What are the 7 Cs of banking Categories of Banks Finding The Right Lender How Important is Personal Credit When Negotiating a Commercial Loan? Bank Reconciliation Choosing a Bank: Which Bank to Choose? I was involved in a speaking engagement recently with my friend, a banker named Larry from Community Bank located here

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Relationship With Your Lender

See Also: What do Lenders Really Look at What Does a Lender Want to Know Don’t Tell Your Lender Everything Due Diligence on Lenders Every Business Has a Funding Source, Few Have a Lender Relationship With Your Lender The question I get most often from people is “What affects my relationship with my lender the

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National Stock Exchange of India (NSE)

See Also: Common Stock Definition Over the Counter Bulletin Board (OTCBB) Currency Exchange Rates Non-Investment Grade Bonds (Unsecured Debentures) Australian Securities Exchange (ASX) National Stock Exchange of India (NSE) Definition The National Stock Exchange of India or NSE for short is the largest stock exchange market in India. It is the third largest in the

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Nominal Interest Rate Definition

See Also: What is Compound Interest Effective Rate of Interest Calculation Interest Expense When is Interest Rate Not as Important in Selecting a Loan? Interest Rate Swaps Nominal Interest Rate Definition A nominal interest rate is the interest rate rate quoted on lending and borrowing transactions. Nominal rates represent the rate of exchange between current

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Nominal Interest Rate

See Also: What is Compound Interest Effective Rate of Interest Calculation Interest Expense When is Interest Rate Not as Important in Selecting a Loan? Interest Rate Swaps Nominal Interest Rate Definition A nominal interest rate is the interest rate rate quoted on lending and borrowing transactions. Nominal rates represent the rate of exchange between current

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Finding The Right Lender

See Also: Bankers’ Language is Financial Jargon Categories of Banks Funding Source Versus Lender How to Manage Your Banking Relationship Interest Rate Is it Time to Find a New Bank? Finding The Right Lender During a question and answer portion of a recent speaking engagement, I was asked “How do you find the right lender?”

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Categories of Banks

See Also: Bankers’ Language is Financial Jargon Finding the Right Lender Funding Source Versus Lender How to Manage Your Banking Relationship Interest Rate Is it Time to Find a New Bank? Commercial Bank Categories of Banks In another article, I told you the story about Robin’s company needing to perform due diligence on her lender.

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Documents in a Loan Package

Requesting a loan to start a new business or expand an existing one requires the business owner to become familiar with the documents in a loan package. Once you have gathered the information and documents needed, knowing how to organize the loan package is the next step. Because presentation is key, this is actually one

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Working Capital from Real Estate

“Many companies own the land and buildings necessary to conduct the day-to-day operations of their business. Oftentimes this valuable asset is included in traditional bank financing packages as the cornerstone of the credit facility. As long as the business progresses as the bank deems appropriate, and all loan and debt service coverage covenants remain in

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