Tag: lender

What Your Banker Wants You To Know

In small or large businesses, we often end up dealing with banks and bankers beyond the checking account. When you have debt with your bank (your lender), the relationship takes on another dynamic. The typical loan agreement for traditional debt includes loan amount, terms, collateral provided, the covenants you must live by, and the dos

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What Does A Lender Want To Know?

See Also: Relationship with Your Lender Finding the Right Lender The Dilemma of Financing a Start-up Company Every Business has a Funding Source, Few have a Lender Required Rate of Return Venture Capital   I had a conversation with a prospect that needed working capital funding. He asked, “What does a lender want to know?”

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What Lenders Look At?

See Also: Relationship With Your Lender What Does a Lender Want to Know Don’t Tell Your Lender Everything Due Diligence on Lenders Finding the Right Lender   I recently spoke to students at the University of Houston in the Wolff Center for Entrepreneurship on the topic of Dealing with Lenders. During the question and answer

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Venture Capital

See Also: Every Business Has A Funding Source, Few Have A Lender Don’t Tell Your Lender Everything Due Diligence on Lenders The Relationship With Your Lender What Does A Lender Want To Know? Venture Capital Definition The Venture Capital definition is a funding source for start-up businesses or turnaround businesses. There is typically more risk

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Secured Claim

See Also: Pledged Collateral Collateralized Debt Obligations Debt Ratio Analysis Debt Service Coverage Ratio (DSCR) Convertible Debt Instrument Asset Based Financing Secured Claim Definition The secured claim definition is debt backed by collateral. It can refer to loans, mortgages, bonds, and other financial debt instruments. As stipulated in the debt contract, the debtor backs the

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Time To Find A New Lender?

See Also: External Sources of Cash Other People’s Money Due Diligence on Lenders Don’t Tell Your Lender Everything Finding The Right Lender Is It Time To Find A New Lender? I was meeting with a business adviser last week named John and he asked me “When do you think it is in the best interest

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Relationship With Your Lender

See Also: What do Lenders Really Look at What Does a Lender Want to Know Don’t Tell Your Lender Everything Due Diligence on Lenders Every Business Has a Funding Source, Few Have a Lender Relationship Tips With Your Lender The question I get most often from people is “What affects my relationship with my lender

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Progress Billing for a General Contractor

Progress Billing for a General Contractor Definition A construction project typically involves many different trades in order to reach completion. Therefore, it can be just as daunting a task to submit for payment to a client along the way. The Owner of a construction project relies on the project architect, lender and sometimes a third

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Negative Equity

See Also: Working Capital From Real Estate Asset Based Financing Loan Agreement Pledged Collateral Collateralized Debt Obligations Negative Equity Definition The negative equity definition is when the the value of a loan is more than the value of the assets used to collateralize the loan. In addition, negative equity loans usually occurs because the value of

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Loan Origination Fee

See Also: How important is personal credit in negotiating a commercial loan? Loan Agreement Loan Term 5 C’s of Credit (5 C’s of Banking) Mezzanine Debt Financing (Mezzanine Loans) Loan Origination Fee Definition The loan origination fee definition is a charge from a lender to a borrower usually for mortgage loans. The origination fee is usually

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Journal Entries For Factoring Receivables

See Also: Factoring Another Way To Look At Factoring Accounting for Factored Receivables Can Factoring Be Better Than a Bank Loan? Factoring is Not for My Company History of Factoring How Factoring Can Make or Save Money The What, When, and Where about Factoring Journal Entries (JEs) Journal Entries for Factoring Receivables The following scenario

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Interest Rate Definition

See Also: Effective Rate of Interest Calculation Interest Expense What are the 7 Cs of banking Time Value of Money (TVM) Interest Rate Risk LIBOR vs Prime Rate Federal Funds Rate Definition Treasury Inflation Protected Securities Interest Rate Meaning An interest rate signifies a borrowing cost. The interest rate definition is the rate the lender

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