Business is rarely easy. Even in a growth market, there are still challenges. They are just different challenges than in a recession. Managing the Banking Relationship in a Growing Market In Houston, we are seeing companies who are continuing to grow and generate cash. As they seek to expand their operations and invest in infrastructure, they are running
Return on Investment Return on Investment is a useful tool to understand, analyze, and compare different investment opportunities. Return on Investment or ROI measures the efficiency of a specific investment by revealing how net earnings recover the cost of the original investment. Have you ever wondered if the result of your investment was really worth
See Also: Debt to Equity Ratio Return on Equity Analysis Debt to Equity Ratio The debt to equity ratio is also known as the net gearing ratio. It is a type of leverage ratio that helps show how leveraged a company is. Investors and creditors often use this. The purpose is to see what ratio of
Since the economic recession that started in 2007, many people have perceived investment bankers negatively. The recession was caused in great part by the careless and unwise actions of investment banks and their regulators. Despite the negative impression people have of investment bankers, they are extremely beneficial for the economy and for individuals and companies
See also: What Your Banker Wants You To Know Alternative Forms of Banking Debt Compliance 101: Keep Your Banker Happy Manage Your Banking Relationship What is Investment Banking? What is investment banking? In this article, you will learn the investment banking definition, about investment bank analysts, about investment bankers as executors, and examples of investment
Historically, CFOs have relied upon traditional financial statements to guide their decision-making. Today, the prevalence of more sophisticated accounting systems and the demand for more information more quickly has given rise to the need for different kinds of reporting. Here’s a list of 5 tools that can help give you manage cash, identify areas for improvement, and
See Also: Financial Jargon Categories of Banks Finding the Right Lender Funding Source Versus Lender Interest Definition Is it Time to Find a New Bank? Manage Your Banking Relationship In order to manage your banking relationship a key strategy is to establish lines of open communication with your banker. Treat them as your friend instead of an
See Also: Effective Rate of Interest Calculation When is Interest Rate Not as Important in Selecting a Loan? Interest Expense Nominal Interest Rate Interest Rate Swaps What is Compound Interest? Compound interest is interest earned on the principal plus interest earned on prior interest. Compounding interest rates not only earn interest on the original money,
What is a bond? It is a corporate or government debt instrument. It represents a loan to the company from the investing public. In this case, the company is the borrower and the investor is the lender. Companies issue bonds to raise money for business investments. What is a Bond? A bond has a par value,
See Also: Relationship with Your Lender Finding the Right Lender The Dilemma of Financing a Start-up Company Every Business has a Funding Source, Few have a Lender Required Rate of Return Venture Capital What Does A Lender Want To Know? I had a conversation with a prospect that needed working capital funding. He asked, “What
See Also: Relationship With Your Lender What Does a Lender Want to Know Don’t Tell Your Lender Everything Due Diligence on Lenders Finding the Right Lender What Lenders Look At? I recently spoke to students at the University of Houston in the Wolff Center for Entrepreneurship on the topic of Dealing with Lenders. During the
See Also: 5 Cs of Credit Line of Credit Credit Rating Agencies How Important is Personal Credit in Negotiating a Commercial Loan? Improve Your Credit Score 7 C’s of Banking Every knows the 5 C’s of Banking. But what are the 7 C’s of Banking? Recently, I spoke to students at the University of Houston
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